First Security Bank Hendricks, MN
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Deposit Products & Services

Checking Business Checking Safe Deposit Boxes
Interest Bearing Checking Savings Miscellaneous Fees & Charges

Fees and Charges are subject to change. Full account disclosures are available upon request.

Checking

Regular Checking Account

  • $100.00 minimum deposit to open an account
  • $6.00 service charge per statement cycle if balance falls below $100.00 any day of the statement cycle
  • Free monthly e-statement
  • Debit card available for $1.25 per month

Security Club Checking Account

  • No minimum deposit required to open account.
  • $5.00 service charge per month.
  • Free monthly e-statement.
  • Debit card available for no additional monthly charge.
  • First box of checks are free, 25% discount on all additional orders. (some restrictions apply).
  • First Security Bill Pay for no additional monthly charge – separate agreement required.
  • Prefer a paper statement? We’ll mail it to you at no charge.
  • No charge for money orders and cashier’s checks.
  • Photocopies and faxes at no charge.
  • Stop payments at no charge.
  • No charge for automatic funds transfers.
  • Reduced rates on installment loans (separate application and approval – some restrictions apply).
  • Discount on Auto-Owners insurance policies through First Security Hendricks, Inc. insurance agency.

Interest Bearing Checking

NOW Account

  • $500.00 minimum deposit to open an account.
  • $10.00 service charge per statement cycle if balance falls below $500.00 any day of the statement cycle
  • Free monthly e-statement
  • Interest credited monthly.
  • Debit card available for $1.25 per month.

Security Club NOW Account

  • $5.00 service charge per month.
  • $500.00 minimum deposit to open an account.
  • $10.00 service charge per statement cycle if balance falls below $500.00 any day of the statement cycle
  • Free monthly e-statement.
  • Interest credited monthly.
  • Debit card available for no additional monthly charge.
  • First box of checks are free, 25% discount on all additional orders. (some restrictions apply).
  • First Security Bill Pay for no additional monthly charge – separate agreement required.
  • Prefer a paper statement? We’ll mail it to you at no charge.
  • No charge for money orders and cashier’s checks.
  • Photocopies and faxes at no charge.
  • Stop payments at no charge.
  • No charge for automatic funds transfers.
  • Reduced rates on installment loans (separate application and approval – some restrictions apply).
  • Discount on Auto-Owners insurance policies through First Security Hendricks, Inc. insurance agency

Business Checking

Business Account

  • $10.00 monthly maintenance fee.
  • Credit earnings of $0.05 per $100.00 of the average account balance during the statement cycle.
  • Per check fee of $0.10 and per deposited transit item fee of $0.05.
  • Free monthly e-statement.

Savings

Passbook Savings Account

  • $200.00 minimum deposit to open an account.
  • $5.00 service charge per month if balance falls below $200.00 any day of the month.
  • Free quarterly e-statement
  • ATM card available for $1.25 per month.
  • Interest credited semi-annually.
  • You may make up to six (6) transfers from your account each 4 week or similar period by preauthorized or automatic transfer, telephone, check, draft, debit card or similar order. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

Money Market Savings Account

  • $2,500.00 minimum deposit required to open an account
  • $10.00 service charge per statement cycle if balance falls below $2,500.00 any day of the statement cycle
  • Free monthly e-statement
  • Debit card available for $1.25 per month.
  • Interest credited monthly.
  • Funds accessible by check.
  • You may make up to six (6) transfers from your account each 4 week or similar period by preauthorized or automatic transfer, telephone, check, draft, debit card or similar order. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
  • $10.00 Excessive Transaction Fee each month you exceed the transaction limit disclosed above

Certificates of Deposit

  • Variety of terms available
  • Minimum balance of $1,500.00 to open an account
  • Interest rates and annual percentage yields may change at any time at the discretion of First Security Bank.

Safe Deposit Boxes

Keep your important documents safe! Ask us about our safe deposit boxes and how you can get one free for the first year!!

Annual Rental Amounts
   3 x 5    $30.00             3 x 11  $42.00
   4 x 5    $32.00             4 x 10  $54.00
   5 x 5    $36.00             5 x 11  $60.00

 

Miscellaneous Fees and Charges

Money Orders (free with Security Club account) $6.00
Cashier's Checks (free with Security Club account) $12.00
Levies, Garnishments, and Executions $30.00
Photocopies (free with Security Club account) $.25 per page
Outgoing Wire Transfers
(free with Security Club account)
Customer - $30.00
Non-Customer - $50.00
Foreign - $50.00 (may vary by country)
Incoming Wire Transfers
(free with Security Club account)
Customer - $5.00
Non-Customer - $30.00
Check Collections $25.00
Non-Customer Check Cashing (with approval) $8.00 plus $5.00 per $100.00
Faxing Service (free with Security Club account) $1.00 per page
Safe Deposit Box Drilling $50.00 plus drilling fee
Safe Deposit Key Replacement $20.00
Notary Fee (free with Security Club account) $10.00
Statement Mailing Fee (free with Security Club account) $1.50 per statement
Account Activity Printout $3.00
Statement Reprint $3.00 per statement
Amortization Schedule $10.00
Overdraft Item Fee $30.00 per item
Return Item Fee $30.00 per item
Stop Payment Request (free with Security Club account) $30.00 per item
Automatic transfer between in-house accounts $2.00 per transfer
Telephone transfer between in-house accounts $3.00 per transfer
Account Research and Reconciling $30.00 plus $30.00 per hour research fee
ATM / Debit Card Monthly Charge (free with Security Club) $1.25 per month
ATM/Debit Card Replacement Fee $10.00
Deposited Checks returned unpaid $4.00 per item
Coin Counting (Non-Customer) $10.00 plus 10% of total
ACH Rejects $5.00
Dormant Account Service Charge $5.00 per month
Bond of Indemnity $25.00
Account Verification $5.00

FEES AND CHARGES ARE SUBJECT TO CHANGE

FULL ACCOUNT DISCLOSURES AVAILABLE UPON REQUEST

 

 
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Security Statement

First Security Bank

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